Digital Wallet
Designed to make every payment more rewarding
Transform every payment into real-time engagement and measurable growth
By connecting payments, loyalty, and incentives inside the payment flow, the Digital Wallet drives higher transaction frequency, larger basket size and greater customer lifetime value — while maintaining full operational control.
Power smarter payments for your customers
Digital Wallet provides an enterprise-grade value layer across open-loop and closed-loop payments with instant, personalised, payment-native incentives.
Payments made using wallet balance, QR codes, prepaid/debit, virtual cards, or gift cards are evaluated in real time, allowing your business logic to apply personalised incentives, compliance rules, and corporate or partner funded benefits with consistent governance across all channels.
Incentives apply instantly—inside the payment—not afterwards.
- Cashback
- Points
- Instant Discounts
- Tier & Status Benefits
- Coupons / Vouchers
- Gift Card Rewards
- Partner-funded Rewards
- Referral & Sign up Bonuses
How value is created and delivered within each payment
The Digital Wallet evaluates each transaction in milliseconds, applies the correct incentive or rule, updates balances, and settles value all within a unified payment and loyalty layer that spans every channel.
Digital gift cards you can control, personalise and scale
Issue, fund, restrict, and redeem digital gift cards in real time, with policy-driven controls and incentive logic applied automatically across channels.