Digital Wallet

Designed to make every payment more rewarding

Top-up
Split the bill
Request money
Pay with QR or NFC
Freeze your card
Pay as you like
Pay with loan/credit card
Rewards applied instantly

Power smarter payments for your customers

By connecting payments, loyalty, and incentives inside the payment flow, the Digital Wallet drives higher transaction frequency, larger basket size and greater customer lifetime value — while maintaining full operational control.

Digital Stored-Value Wallet

An enterprise-grade value layer across open-loop and closed-loop payments with instant, personalised, payment-native incentives.

Payments made using wallet balance, QR codes, prepaid/debit, virtual cards, or gift cards are evaluated in real time, allowing your business logic to apply personalised incentives, compliance rules, and corporate or partner funded benefits.

With consistent governance across all channels, incentives apply instantly—inside the payment—not afterwards.

Transform every payment into real-time engagement & measurable growth

In just 30 minutes, we’ll show you how to:

  • Activate frictionless digital payments across every channel
  • Boost customer loyalty with personalized, real‑time rewards
  • Drive repeat engagement through automated wallet‑based campaigns
  • Gain end‑to‑end visibility across every transaction and customer interaction

How value is created and delivered within each payment

The Digital Wallet evaluates each transaction in milliseconds, applies the correct incentive or rule, updates balances, and settles value all within a unified payment and loyalty layer that spans every channel.

Digital gift cards you can control, personalise and scale

Issue, fund, restrict, and redeem digital gift cards in real time, with policy-driven controls and incentive logic applied automatically across channels.

Data‑Driven Impact

See Extra360 in Action

© Extra360 2026. All Rights Reserved.