For Banks and Financial Institutions

One loyalty platform for your entire network

Turn everyday transactions into customer loyalty and share of wallet.

Retention

Every transaction becomes a moment to recognize and reward, so customers have a reason to stay.

Revenue

Real-time insight into what each customer buys means more relevant offers, and more of your products in their hands.

Advocacy

A customer who feels known and rewarded talks about it. That’s the cheapest growth channel you have.

Data Collection

We help Banks collect valuable data about customer behaviour and preferences through loyalty programs. This data helps banks to tailor products and services to meet the specific needs of customers

Cost Saving

Loyalty programs can help banks to save costs on customer acquisition and retention. Loyal customers are less likely to switch to another bank, and the cost of retaining them is usually lower than the cost of acquiring new customers

The moment a customer pays, they're recognized

No new card. No new app. Card-linked offers, targeted at the BIN level, recognize and reward a customer at the exact moment they pay, using the card they already carry.

Built to connect. 600+ APIs, including core banking systems, payment gateways, and ATM/POS management. Deployed as PaaS or on-premise, whichever your compliance team requires.

One customer, one view. A single profile across branches, app, card, and, if you acquire merchants, their point of sale too.

Already extending beyond the bank. The same platform that runs your retail loyalty program extends to the SMBs in your acquiring portfolio. No second system to build.

We got all the tools you need to Improve Relevancy and personalise your offering

Offer rewarding personalised financial planning services to help customers reach their long-term financial goals, such as retirement or saving for a child’s education
Offer premium rewards, such as access to exclusive events or experiences, to customers who maintain a high balance in their accounts or use multiple bank products and services
Offer cashback programs that reward customers for good financial behaviours, such as saving or paying off debt as well as preferring your cards for spending
Offer savings challenges or programs that encourage customers to save money on a regular basis, such as a monthly savings challenge or a program that rewards customers for meeting specific savings goals

Our Benefits to Banks and Financial Organisations

By going beyond banking and credit cards and offering unique, exclusive benefits and education, you can build stronger relationships with your most valuable customers and drive loyalty and engagement over the long term.
Let customers earn points for signing up, using their card, and using the mobile app while also incentivising them to use other financial services
Leveraging insights from Loyalty Program’s unified customer profile enables you to extend education to the entire family, including children, pre-paving the way for them to open accounts at your bank, or issuing cards
Forbes reports loyalty points will soon be recognised as another form of payment, where points could be used to pay off bills and other everyday life transactions
Loyal customers refer others, and referred customers automatically have more trust and confidence in your bank

01.

Increased Relevancy

Receive communications and offers tailored to their specific preferences, behaviours, and lifestyle

02.

Earn & Burn Cashback and Rewards

By using certain products and services, such as credit cards or online banking. Redeem for a variety of items, such as merchandise, travel, or statement credits

03.

Discounts and Special Offers

Get discounts and special offers on products and services, such as reduced interest rates on loans or discounted fees for certain transactions

04.

Exclusivity

Feel special and get indulged with treatment that goes beyond credit cards, such as priority customer support, no waiting line on calls etc.

05.

Become Fluent in Finance

Get expert tips on saving money, investing, planning for the future, and more.

02.

Enhanced Services

Loyal Member benefits such as 24/7 customer service or access to exclusive events.

Building Relationships that Last - Let us help your business thrive

Financial services companies navigate a complex landscape of digital transformation, data privacy and security, personalisation, regulatory compliance, competition from neo banks and fintech’s, and ESG considerations.

Those that can successfully address these challenges and offer innovative products and services will be well-positioned for success in the years ahead.

Let us be your loyalty and rewarding banking partner!

Customers expect personalised experiences from financial services companies, based on their individual needs and preferences. We help businesses offer personalised recommendations and tailored products and services are more likely to build strong customer relationships
Financial services companies are collecting vast amounts of data on customer behaviours and preferences. To remain competitive, we help businesses effectively analyse this data to gain insights into customer needs and behaviour, improve decision-making, and identify new business opportunities
Financial services companies are increasingly embracing digital technologies to improve the customer experience and streamline operations. Let us help you offering mobile apps, rewarding online banking, and loyalty enabled digital payment solutions
Fintechs are disrupting traditional financial services companies by offering innovative products and services that appeal to younger, tech-savvy customers. We also help established financial service companies innovate to stay competitive and appeal to a wider range of customers
Environmental, social, and governance (ESG) considerations are becoming increasingly important for investors and customers. Financial services companies that can offer sustainable and socially responsible products and services are more likely to build customer loyalty.

Seamlessly Connecting
You to Your Customers,

In-Store and Online!

Learn More

© Extra360 2026. All Rights Reserved.

Book a Demo